FREQUENTLY ASKED QUESTIONS

I've been turned down for an auto loan before. Can you still help?

All of our partners have excellent resources, experience and knowledge in helping people with less than perfect credit. We are specialists when it comes to bad credit car loans in Canada. If anyone can get you an auto loan... it's us.

What will the interest rate be?

Interest rates do vary from person to person. The easiest way to know is to apply online and one of our dealer partners will contact you to discuss your options. There is NO obligation to buy if you don’t like the deal.

I need a car now! How long will it take?

Sometimes we can match you with one of our partners within the hour! Then they will work as quickly as possible to approve you and get you driving. You may even be able to pick up your vehicle the same day!

Can you work with my financial situation?

You’ll have access to ALL the non-prime lenders who specialize in: bad credit, no credit, repossessions, good credit, bankruptcy, divorce, new to country, R9, self-employed, and MANY other situations.

Are there any fees if I apply?

Applying online is 100% free of charge! And when you decide to purchase your vehicle our partners will go over any costs associated with buying your vehicle. Our solutions for bad credit car financing in Canada is free and always will be.

Ok I’m approved. What's the down payment that I need?

The amount required for a down payment is a case by case bases. But many times you will be approved with NO down payment.

Will you take trade ins?

Yes! In most cases you can use your trade in as your down payment. This will also help lower your monthly payments!

I still owe money on the car I’m trading in. What happens now?

Most people still owe money on the vehicle they want to trade in. The positive or negative equity towards your new monthly payments will be applied

I’m in bankruptcy, can you still help me?

There are specific programs available for you that help you if you're still in bankruptcy. This could take a little extra time as some information will be required from your trustee, but quite often great options are still available.